Passengers who have been injured in a car accident can also make an insurance claim. However, according to TexasLegalGroup.com, passengers can make a car accident claim, but the claim can be a very difficult process to pursue. One reason for it is the uniqueness of a passenger insurance claim situation.
A passenger that is injured as a result of a car crash can process a claim against the other driver or the driver of the car they were riding in. And, there are times that a passenger can process a claim against both drivers.
An injured passenger processing an insurance claim can have a very straightforward scenario where the other driver is at fault. The passenger can then make an insurance claim with the insurance company of the negligent driver.
Making an insurance claim becomes complicated if a passenger is making a claim for injuries sustained as a result of the negligence of the driver of the car they were riding in. In the scenario, a passenger may have to make a claim against a friend or a family member, making things a little bit unpleasant.
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There are times that an injured passenger have to pursue a claim against both drivers. When it happens, the drivers who share the blame each get a percentage of liability that under the comparative negligence law.
In a comparative negligence model, a driver whose negligence contributed 20 percent to the accident will have a 20 percent reduction in insurance compensation. The example is important for a passenger pursuing a claim in a contributory negligence case, because one liable driver may need to pay a portion of a claim that the insurance of another driver does not cover.
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